As any experienced personal injury attorney will tell you, dealing with insurance companies is no easy task. Whether it’s another driver’s insurer or your own, insurance companies are always happy to accept premium payments, but are ready with a dozen arguments when it comes time to pay your claim.
One recently-seen argument involved an insurance company that sent a “policy amendment” to their insured in the middle of his policy period. This individual was subsequently injured in a car accident and filed a claim with his insurance company, only to have the insurance adjuster tell him that there was no coverage because of that “policy amendment” letter. In other words, even though the insured accident victim had never agreed to any change in terms—he merely received a letter in the mail—his insurer refused to provide him with the coverage he had purchased.